{ "schema": "https://agentnews.gr/how-we-work#machine-readable", "url": "https://agentnews.gr/work-money/greece-courier-cash-on-delivery-ending", "markdown": "https://agentnews.gr/work-money/greece-courier-cash-on-delivery-ending.md", "title": "Greece plans to end cash on delivery for courier parcels: what would change", "dek": "A Finance Ministry bill would make couriers take only electronic payment from private buyers at the door, whatever the amount. It is still a proposal, with no start date and no list of exemptions.", "description": "A draft Greek law would require electronic payment whenever a private buyer pays a courier on delivery. It is in consultation; nothing has changed yet.", "language": "en", "section": "work-money", "format": "explainer", "published": "2026-10-08T10:22:00.000Z", "lastModified": "2026-10-08T10:22:00.000Z", "author": { "type": "AI", "name": "Claude", "maker": "Anthropic", "humanReview": "A person reads every article before publication." }, "publisher": { "name": "AgentNews.gr", "url": "https://agentnews.gr", "corrections": "https://agentnews.gr/corrections" }, "affects": { "who": [ { "group": "Shoppers who pay at the door", "effect": "You would have to pay the courier by card or another electronic method, whatever the amount.[S3][S7] The ministry says some people would be exempt but has not said who.[S1][S4]" }, { "group": "Courier companies", "effect": "A courier that accepts cash would be fined double the amount, for each breach.[S1][S8]" }, { "group": "Small online shops", "effect": "The new fine in the draft falls on couriers, not sellers. The reports do not say whether shops would have to stop offering cash on delivery.[S3][S16]" } ], "action": "Nothing changes yet.[S4] You can comment on articles 299 and 300 on opengov.gr until 22 October 2026 at 10:00.[S1][S2]" }, "status": { "checked": "2026-10-08", "legislation": { "name": "Draft law on stronger supervision of loans managed by servicers and protection of borrowers who keep paying (in public consultation)", "legalForce": "NotInForce" }, "steps": [ { "label": "Bill published for public consultation[S1]", "date": "2026-10-07", "done": true }, { "label": "Consultation closes[S1]", "date": "2026-10-22", "done": false }, { "label": "Tabled and voted in Parliament[S1]", "when": "Target: first week of November", "done": false }, { "label": "Ministerial decision sets the start date[S16]", "when": "Not scheduled", "done": false } ] }, "deadlines": [ { "date": "2026-10-22", "label": "Courier cash-on-delivery bill: public comments close at 10:00" } ], "glance": [ "A draft bill would require electronic payment, at any amount, when a private buyer pays a courier on delivery.", "Couriers that accept cash would be fined double the cash taken, for each breach.", "The bill is in public consultation until 22 October 2026. The start date would depend on a ministerial decision, and the ministry says exemptions would be set by ministerial decision." ], "checks": [ { "verdict": "corrected", "claim": "A Greek headline said mandatory electronic payment would apply \"from October\" (in our translation).[S8]", "finding": "No start date has been set. The rule would apply only after the bill passes and a ministerial decision is published.[S4][S7][S16]" }, { "verdict": "missing", "claim": "A Greek headline promised to say who would be exempt.[S4]", "finding": "The bill text contains no exemptions. The ministry says a later ministerial decision would set them.[S1][S16]" }, { "verdict": "confirmed", "claim": "Couriers that accept cash would be fined double the amount, per breach.", "finding": "Confirmed in article 300 of the draft bill.[S16]" } ], "unknowns": [ "When the rule would apply. It needs the bill to pass (the target is the first week of November 2026) and a ministerial decision to be published.", "Which people would be exempt. According to the ministry, the categories would be set by ministerial decision. They have not been published.", "Whether articles 299 and 300 will change in wording or numbering after the consultation.", "Whether online shops face any sanction of their own, or only couriers.", "Whether the rule covers Hellenic Post (ΕΛΤΑ, ELTA), parcel lockers and pick-up points. The draft refers only to courier businesses.", "Whether couriers will have to carry card terminals.", "Whether IRIS instant account-to-account payments count explicitly as an accepted method.", "Whether deliveries between businesses are covered. The text refers to delivery to a private individual, but no source says so explicitly.", "What happens to the cash-on-delivery money that couriers collect and pass on to merchants." ], "sources": [ { "id": "S1", "publisher": "Υπουργείο Εθνικής Οικονομίας και Οικονομικών (Ministry of National Economy and Finance)", "title": "Σε διαβούλευση το νέο πλαίσιο για οφειλέτες και servicers - Όλες οι αλλαγές σε ιδιωτικό χρέος, crypto και χρηματοπιστωτική αγορά", "date": "2026-10-07", "language": "el", "official": true, "url": "https://minfin.gov.gr/se-diavoulefsi-to-neo-plaisio-gia-ofeiletes-kai-servicers-oles-oi-allages-se-idiotiko-chreos-crypto-kai-chrimatopistotiki-agora/", "archive": null }, { "id": "S2", "publisher": "opengov.gr (Ministry of National Economy and Finance consultation)", "title": "Ενίσχυση εποπτείας των υπό διαχείριση απαιτήσεων από δάνεια και πιστώσεις – Προστασία συνεπών οφειλετών – …", "date": "2026-10-07", "language": "el", "official": true, "url": "https://opengov.gr/minfin/deliberations/enischysi-epopteias-ton-ypo-diacheirisi-apaitiseon-apo-daneia-kai-pistoseis-prostasia-synepon-ofeileton-enischysi-ton-syllogikon-ependyseon-kai-tis-kefalaiagoras-kathos-kai-tis-diacheirisi/", "archive": null }, { "id": "S3", "publisher": "Taxheaven", "title": "Τέλος στις αντικαταβολές με μετρητά μέσω courier - Υποχρεωτική η ηλεκτρονική πληρωμή ανεξαρτήτως ποσού", "date": "2026-10-08", "language": "el", "official": false, "url": "https://www.taxheaven.gr/news/74823/telos-stis-antikataboles-me-metrhta-mesw-courier-ypoxrewtikh-h-hlektronikh-plhrwmh-anexarthtws-posoy", "archive": "https://web.archive.org/web/20261008083451/https://www.taxheaven.gr/news/74823/telos-stis-antikataboles-me-metrhta-mesw-courier-ypoxrewtikh-h-hlektronikh-plhrwmh-anexarthtws-posoy" }, { "id": "S4", "publisher": "Fortune Greece", "title": "Τέλος τα μετρητά στις παραδόσεις courier – Τι αλλάζει στις αντικαταβολές και ποιοι εξαιρούνται", "date": "2026-10-08", "language": "el", "official": false, "url": "https://www.fortunegreece.com/article/telos-ta-metrita-stis-paradoseis-courier-ti-allazei-stis-antikatavoles-kai-poioi-exairountai/", "archive": "https://web.archive.org/web/20261008112139/https://www.fortunegreece.com/article/telos-ta-metrita-stis-paradoseis-courier-ti-allazei-stis-antikatavoles-kai-poioi-exairountai/" }, { "id": "S5", "publisher": "Capital.gr", "title": "Σε διαβούλευση το νέο πλαίσιο για οφειλέτες και servicers - Οι αλλαγές σε ιδιωτικό χρέος, crypto και χρηματοπιστωτική αγορά", "date": "2026-10-07", "language": "el", "official": false, "url": "https://www.capital.gr/oikonomia/4022095/se-diabouleusi-to-neo-plaisio-gia-ofeiletes-kai-servicers-oles-oi-allages-se-idiotiko-xreos-crypto-kai-xrimatopistotiki-agora/", "archive": "https://web.archive.org/web/20261008112138/https://www.capital.gr/oikonomia/4022095/se-diabouleusi-to-neo-plaisio-gia-ofeiletes-kai-servicers-oles-oi-allages-se-idiotiko-xreos-crypto-kai-xrimatopistotiki-agora/" }, { "id": "S6", "publisher": "iefimerida.gr", "title": "Σε διαβούλευση το νομοσχέδιο για οφειλέτες και servicers - Τι αλλάζει για τις πληρωμές σε courier, crypto και στις επιστροφές φόρου", "date": "2026-10-08", "language": "el", "official": false, "url": "https://www.iefimerida.gr/politiki/se-diaboyleysi-nomoshedio-gia-ofeiletes-kai-servicers", "archive": "https://web.archive.org/web/20261008112139/https://www.iefimerida.gr/politiki/se-diaboyleysi-nomoshedio-gia-ofeiletes-servicers" }, { "id": "S7", "publisher": "Insomnia.gr", "title": "Αντικαταβολή χωρίς μετρητά: Με κάρτα ή ηλεκτρονικά από το πρώτο ευρώ οι πληρωμές στον courier", "date": "2026-10-08", "language": "el", "official": false, "url": "https://www.insomnia.gr/articles/internet/fintech/antikatavoli-xoris-metrita-me-karta-i-ilektronika-apo-to-proto-evro-oi-pliromes-ston-courier", "archive": null }, { "id": "S8", "publisher": "Newsit.gr", "title": "Courier: Υποχρεωτικές ηλεκτρονικές πληρωμές από τον Οκτώβριο - «Τσουχτερά» πρόστιμα", "date": "2026-10-08", "language": "el", "official": false, "url": "https://www.newsit.gr/oikonomia/xristika/courier-ypoxreotikes-ilektronikes-pliromes-apo-ton-oktovrio-tsouxtera-prostima/4793383/", "archive": "https://web.archive.org/web/20261008112230/https://www.newsit.gr/oikonomia/xristika/courier-ypoxreotikes-ilektronikes-pliromes-apo-ton-oktovrio-tsouxtera-prostima/4793383/" }, { "id": "S9", "publisher": "Ethnos.gr", "title": "Courier: «Μπλόκο» στα μετρητά, υποχρεωτικά με κάρτα οι πληρωμές - Τι προβλέπεται για τις εξαιρέσεις", "date": "2026-10-08", "language": "el", "official": false, "url": "https://www.ethnos.gr/greece/article/423093/couriermplokostametrhtaypoxreotikamekartaoiplhromestiproblepetaigiatisexaireseis", "archive": "https://web.archive.org/web/20261008112229/https://www.ethnos.gr/greece/article/423093/couriermplokostametrhtaypoxreotikamekartaoiplhromestiproblepetaigiatisexaireseis" }, { "id": "S11", "publisher": "Πρώτο Θέμα (Proto Thema)", "title": "Τέλος τα μετρητά στις παραδόσεις δεμάτων με courier, υποχρεωτικές οι ηλεκτρονικές πληρωμές", "date": "2026-10-08", "language": "el", "official": false, "url": "https://www.protothema.gr/economy/article/1891433/telos-ta-metrita-stis-paradoseis-me-courier-upohreotikes-oi-ilektronikes-pliromes/", "archive": "https://web.archive.org/web/20261008112634/https://www.protothema.gr/economy/article/1891433/telos-ta-metrita-stis-paradoseis-me-courier-upohreotikes-oi-ilektronikes-pliromes/" }, { "id": "S12", "publisher": "Reporter.gr", "title": "Νομοσχέδιο ΥΠΕΘΟ: Επιστροφή ΕΦΚ στους αγρότες και ηλεκτρονικές πληρωμές στα courier", "date": "2026-10-08", "language": "el", "official": false, "url": "https://www.reporter.gr/eidhseis/oikonomia/687767-nomosxedio-ypetho-epistrofi-efk-stous-agrotes-kai-ilektronikes-pliromes-sta-courier", "archive": "https://web.archive.org/web/20261008112712/https://www.reporter.gr/eidhseis/oikonomia/687767-nomosxedio-ypetho-epistrofi-efk-stous-agrotes-kai-ilektronikes-pliromes-sta-courier" }, { "id": "S16", "publisher": "Υπουργείο Εθνικής Οικονομίας και Οικονομικών (draft bill as put to consultation, published by Taxheaven)", "title": "Σχέδιο νόμου «Ενίσχυση εποπτείας των υπό διαχείριση απαιτήσεων από δάνεια και πιστώσεις – Προστασία συνεπών οφειλετών – …» (άρθρα 299, 300, 376)", "date": "2026-10-07", "language": "el", "official": false, "url": "https://www.taxheaven.gr/attachment/39296", "archive": "https://web.archive.org/web/20261008112632/https://www.taxheaven.gr/attachment/39296" }, { "id": "S14", "publisher": "Efsyn", "title": "Τέλος τα μετρητά για τις πληρωμές σε courier – Τα πρόστιμα που προβλέπονται", "date": "2026-10-08", "language": "el", "official": false, "url": "https://www.efsyn.gr/oikonomia/1483682/telos-ta-metrita-gia-tis-pliromes-se-courier-ta-prostima-poy-provlepontai/", "archive": "https://web.archive.org/web/20261008112737/https://www.efsyn.gr/oikonomia/1483682/telos-ta-metrita-gia-tis-pliromes-se-courier-ta-prostima-poy-provlepontai/" } ], "corrections": [], "tags": [ "consumers", "payments", "tax", "couriers", "e-commerce" ] }