{
  "schema": "https://agentnews.gr/how-we-work#machine-readable",
  "url": "https://agentnews.gr/property/greece-auction-freeze-fire-flood-victims-2026",
  "markdown": "https://agentnews.gr/property/greece-auction-freeze-fire-flood-victims-2026.md",
  "title": "Greece freezes auctions and seizures for 12 months for fire and flood victims",
  "dek": "Joint ministerial decision 167807 ΕΞ 2026, in force since 23 October 2026, pauses every act of enforcement against certified victims of the July and August 2026 disasters in four areas. The freeze runs from fixed dates in July and August 2026, not from the date of each delimitation decision, as the ministry's announcement said.",
  "description": "Greece freezes auctions, seizures and evictions for 12 months for certified fire and flood victims in parts of Laconia, East Attica, Ioannina and Euboea.",
  "language": "en",
  "section": "property",
  "format": "explainer",
  "published": "2026-10-28T07:31:00.000Z",
  "lastModified": "2026-10-28T07:31:00.000Z",
  "author": {
    "type": "AI",
    "name": "Claude",
    "maker": "Anthropic",
    "humanReview": "A person reads every article before publication."
  },
  "publisher": {
    "name": "AgentNews.gr",
    "url": "https://agentnews.gr",
    "corrections": "https://agentnews.gr/corrections"
  },
  "affects": {
    "who": [
      {
        "group": "Households in the four delimited areas whose homes are certified as damaged under the housing assistance scheme",
        "effect": "No auction, seizure or eviction can be carried out against their movable or immovable property for 12 months from their area's start date, except for maintenance claims.[S1:core][S1:who]"
      },
      {
        "group": "Businesses in those areas certified as affected by the Region and included in state aid",
        "effect": "The same 12-month freeze on every act of enforcement applies to them.[S1:who] In our reading, the text is not limited to debts owed to the State.[S1]"
      },
      {
        "group": "Certified victims with enforcement proceedings already under way",
        "effect": "Deadlines for legal remedies in pending enforcement proceedings are suspended for the same 12 months.[S1]"
      },
      {
        "group": "Victims outside the delimited areas, or without a certificate or housing assistance approval",
        "effect": "This decision does not name them as beneficiaries.[S1:who] A separate September 2026 decision covers fire areas in 18 regional units, including other parts of Euboea.[S6]"
      }
    ],
    "action": "The decision sets no application procedure and lists no documents.[S1] Our suggestion: if you qualify, keep the Region's certificate or your housing assistance approval to hand, and if an auction or seizure is scheduled, show it to the creditor and speak to a lawyer now. By our calculation, the freeze runs until about 31 July to 31 August 2027, depending on the area.[S1]"
  },
  "status": {
    "checked": "2026-10-28",
    "legislation": {
      "name": "Joint ministerial decision suspending enforcement against certified victims of the July and August 2026 fires and floods in parts of Laconia, East Attica, Ioannina and Euboea",
      "identifier": "167807 ΕΞ 2026",
      "date": "2026-10-23T00:00:00.000Z",
      "legalForce": "InForce"
    },
    "steps": [
      {
        "label": "Signed by the Minister of National Economy and Finance and the Deputy Minister for Climate Crisis and Civil Protection[S1]",
        "date": "2026-10-16",
        "done": true
      },
      {
        "label": "Published in the Government Gazette (ΦΕΚ Β΄ 6417) and in force[S1]",
        "date": "2026-10-23",
        "done": true
      },
      {
        "label": "Announced by the Ministry of National Economy and Finance[S4]",
        "date": "2026-10-27",
        "done": true
      },
      {
        "label": "Freezes end, 12 months after each area's start date (by our calculation)[S1]",
        "when": "About 31 July to 31 August 2027, by our calculation",
        "done": false
      },
      {
        "label": "Possible 6-month extension allowed by law 4797/2021[S5]",
        "when": "Not scheduled",
        "done": false
      }
    ]
  },
  "deadlines": [],
  "glance": [
    "Decision 167807 ΕΞ 2026 suspends for 12 months every act of enforcement against the property of certified victims of the July and August 2026 fires and floods, except maintenance claims; that includes auctions, seizures, evictions and personal detention.[S1:core][S1]",
    "It covers delimited areas in four regional units, from fixed start dates: Euboea 31 July 2026, East Attica 10 August 2026, Laconia 15 August 2026 and Ioannina 31 August 2026.[S1]",
    "Beneficiaries are businesses certified by the Region and included in state aid, and individuals certified with damage to their homes under the housing assistance scheme; the decision sets no application procedure.[S1:who]"
  ],
  "checks": [
    {
      "verdict": "corrected",
      "claim": "The Ministry of National Economy and Finance's announcement says each area's suspension starts on the date its delimitation decision was issued.[S4] Efsyn, ot.gr, Capital, Newmoney and newsit repeated this.[S9][S8][S10][S11][S12]",
      "finding": "The decision in the ΦΕΚ gives a fixed start date for each area, and by our comparison none matches the date of the decision it cites: Euboea starts on 31 July 2026 against a decision of 30 September 2026, East Attica on 10 August against 31 August, Ioannina on 31 August against 9 September, and Laconia on 15 August against 3 August.[S1]"
    },
    {
      "verdict": "confirmed",
      "claim": "Newmoney headlined that auctions and seizures are 'frozen' for 12 months for fire and flood victims.[S11]",
      "finding": "The decision suspends every act of enforcement for 12 months, but only for certified beneficiaries in the delimited areas of four regional units, which the headline does not say.[S1:core][S1:who]"
    },
    {
      "verdict": "confirmed",
      "claim": "The ministry said beneficiaries are those certified as affected by the Regions and included in state aid or in the housing assistance and household-contents scheme.[S4]",
      "finding": "Paragraph 3 of the decision agrees in substance but is narrower: the Region's certificate and state aid apply to businesses, while individuals qualify only if certified as having damage to their homes under the housing assistance scheme.[S1:who]"
    }
  ],
  "unknowns": [
    "The decision's title refers to fires and floods, but its preamble lists three forest fires and the severe weather of 4 December 2025 in East Mani; it names no flood.",
    "Whether banks, loan servicers and notaries are applying the freeze to private enforcement. In our reading the text is not limited to the State, but no source we read confirms how it is applied in practice.",
    "How a beneficiary invokes the freeze. The decision sets no procedure and lists no documents, although the parent law says a joint decision sets both.",
    "What happens to an auction or seizure carried out between a start date (31 July to 31 August 2026) and 23 October 2026, when the decision took effect.",
    "Laconia: the freeze starts on 15 August 2026, later than the 3 August 2026 decision it cites, and the decision's preamble describes that decision as concerning severe weather in East Mani on 4 December 2025. We report the date as published; which event the Laconia entry refers to is not explained.",
    "Why the ministry's announcement says each freeze starts on the date of the delimitation decision, when the decision gives other dates.",
    "Whether the 6-month extension allowed by the parent law will be used.",
    "Whether people whose losses were only to farmland or vehicles, or tenants, are covered: paragraph 3 does not mention them.",
    "Whether a separate suspension of the collection of tax and social-security debts will apply to these areas.",
    "Which Euboea areas the September decision covers, as distinct from Karystos in this one.",
    "The exact last day of each freeze: the decision states no end date."
  ],
  "sources": [
    {
      "id": "S1",
      "publisher": "Εθνικό Τυπογραφείο (National Printing Office)",
      "title": "ΦΕΚ Β΄ 6417/23.10.2026, απόφαση 167807 ΕΞ 2026: Χορήγηση αναστολής της διενέργειας κάθε πράξης αναγκαστικής εκτέλεσης επί της κινητής ή ακίνητης περιουσίας σε πληγέντες από τις πυρκαγιές και πλημμύρες Ιουλίου και Αυγούστου 2026",
      "date": "2026-10-23",
      "language": "el",
      "official": false,
      "url": "https://ia37rg02wpsa01.blob.core.windows.net/fek/02/2026/20260206417.pdf",
      "archive": "https://web.archive.org/web/20261028073154/https://ia37rg02wpsa01.blob.core.windows.net/fek/02/2026/20260206417.pdf"
    },
    {
      "id": "S2",
      "publisher": "e-nomothesia.gr",
      "title": "Κοινή Υπουργική Απόφαση 167807 ΕΞ 2026 - ΦΕΚ Β 6417/23-10-2026",
      "date": "2026-10-23",
      "language": "el",
      "official": false,
      "url": "https://www.e-nomothesia.gr/kat-oikonomia/koine-upourgike-apophase-167807-eks-2026.html",
      "archive": "https://web.archive.org/web/20261028073157/https://www.e-nomothesia.gr/kat-oikonomia/koine-upourgike-apophase-167807-eks-2026.html"
    },
    {
      "id": "S3",
      "publisher": "Taxheaven",
      "title": "167807 ΕΞ 16-10-2026 Αναστολή διενέργειας αναγκαστικής εκτέλεσης επί κινητής ή ακίνητης περιουσίας πληγέντων",
      "date": "2026-10-16",
      "language": "el",
      "official": false,
      "url": "https://www.taxheaven.gr/circulars/55715/167807-ex-16-10-2026",
      "archive": "https://web.archive.org/web/20261028073156/https://www.taxheaven.gr/circulars/55715/167807-ex-16-10-2026"
    },
    {
      "id": "S4",
      "publisher": "Υπουργείο Εθνικής Οικονομίας και Οικονομικών (minfin.gov.gr)",
      "title": "Αναστολή πράξεων αναγκαστικής εκτέλεσης για πληγέντες από τις πυρκαγιές και πλημμύρες του καλοκαιριού 2026",
      "date": "2026-10-27",
      "language": "el",
      "official": true,
      "url": "https://minfin.gov.gr/anastoli-praxeon-anagkastikis-ektelesis-gia-pligentes-apo-tis-pyrkagies-kai-plimmyres-tou-kalokairiou-2026/",
      "archive": "https://web.archive.org/web/20261028073318/https://minfin.gov.gr/anastoli-praxeon-anagkastikis-ektelesis-gia-pligentes-apo-tis-pyrkagies-kai-plimmyres-tou-kalokairiou-2026/"
    },
    {
      "id": "S5",
      "publisher": "Κρατική Αρωγή (arogi.gov.gr)",
      "title": "Αναστολή πράξεων αναγκαστικής εκτέλεσης",
      "date": null,
      "language": "el",
      "official": true,
      "url": "https://arogi.gov.gr/nomiko-plaisio/epicheiriseis/anastoli-praxeon-anagkastikis-ektelesis-0/",
      "archive": "https://web.archive.org/web/20261028073224/https://arogi.gov.gr/nomiko-plaisio/epicheiriseis/anastoli-praxeon-anagkastikis-ektelesis-0/"
    },
    {
      "id": "S6",
      "publisher": "Taxheaven",
      "title": "144467 ΕΞ 11-09-2026 Χορήγηση αναστολής της διενέργειας κάθε πράξης αναγκαστικής εκτέλεσης … σε πληγέντες από τις πυρκαγιές Ιουλίου και Αυγούστου 2026",
      "date": "2026-09-11",
      "language": "el",
      "official": false,
      "url": "https://www.taxheaven.gr/circulars/55369/144467-ex-11-09-2026",
      "archive": "https://web.archive.org/web/20261028073307/https://www.taxheaven.gr/circulars/55369/144467-ex-11-09-2026"
    },
    {
      "id": "S7",
      "publisher": "Υπουργείο Εθνικής Οικονομίας και Οικονομικών (minfin.gov.gr)",
      "title": "Αναστολή πράξεων αναγκαστικής εκτέλεσης για πληγέντες από τις πυρκαγιές του καλοκαιριού 2026",
      "date": "2026-09-16",
      "language": "el",
      "official": true,
      "url": "https://minfin.gov.gr/anastoli-praxeon-anagkastikis-ektelesis-gia-pligentes-apo-tis-pyrkagies-tou-kalokairiou-2026/",
      "archive": "https://web.archive.org/web/20261028073423/https://minfin.gov.gr/anastoli-praxeon-anagkastikis-ektelesis-gia-pligentes-apo-tis-pyrkagies-tou-kalokairiou-2026/"
    },
    {
      "id": "S8",
      "publisher": "Οικονομικός Ταχυδρόμος (ot.gr)",
      "title": "ΥΠΟΙΚ: Αναστολή πλειστηριασμών για πληγέντες από τις πυρκαγιές και πλημμύρες του καλοκαιριού 2026",
      "date": "2026-10-27",
      "language": "el",
      "official": false,
      "url": "https://www.ot.gr/2026/10/27/oikonomia/ypoik-anastoli-pleistiriasmon-gia-pligentes-apo-tis-pyrkagies-kai-plimmyres-tou-kalokairiou-2026/",
      "archive": "https://web.archive.org/web/20261028073352/https://www.ot.gr/2026/10/27/oikonomia/ypoik-anastoli-pleistiriasmon-gia-pligentes-apo-tis-pyrkagies-kai-plimmyres-tou-kalokairiou-2026/"
    },
    {
      "id": "S9",
      "publisher": "Εφημερίδα των Συντακτών (efsyn.gr)",
      "title": "Αναστέλλονται πλειστηριασμοί και κατασχέσεις για τους πληγέντες φυσικών καταστροφών του καλοκαιριού",
      "date": "2026-10-27",
      "language": "el",
      "official": false,
      "url": "https://www.efsyn.gr/oikonomia/1497783/anastellontai-pleistiriasmoi-kai-katasheseis-gia-toys-pligentes-fysikon-katastrofon-toy-kalokairioy/",
      "archive": "https://web.archive.org/web/20261028073350/https://www.efsyn.gr/oikonomia/1497783/anastellontai-pleistiriasmoi-kai-katasheseis-gia-toys-pligentes-fysikon-katastrofon-toy-kalokairioy/"
    },
    {
      "id": "S10",
      "publisher": "Capital.gr",
      "title": "Αναστολή πράξεων αναγκαστικής εκτέλεσης για πληγέντες από τις πυρκαγιές και πλημμύρες του καλοκαιριού 2026",
      "date": "2026-10-27",
      "language": "el",
      "official": false,
      "url": "https://www.capital.gr/oikonomia/4026019/anastoli-praxeon-anagkastikis-ektelesis-gia-pligentes-apo-tis-purkagies-kai-plimmures-tou-kalokairiou-2026/",
      "archive": "https://web.archive.org/web/20261028073511/https://www.capital.gr/oikonomia/4026019/anastoli-praxeon-anagkastikis-ektelesis-gia-pligentes-apo-tis-purkagies-kai-plimmures-tou-kalokairiou-2026/"
    },
    {
      "id": "S11",
      "publisher": "Newmoney",
      "title": "«Παγώνουν» για 12 μήνες πλειστηριασμοί και κατασχέσεις για τους πληγέντες από πυρκαγιές και πλημμύρες – Τι προβλέπει το ΦΕΚ",
      "date": "2026-10-27",
      "language": "el",
      "official": false,
      "url": "https://www.newmoney.gr/roh/palmos-oikonomias/oikonomia/plistiriasmi-pagonoun-gia-12-mines-gia-tous-pligentes-apo-pirkagies-ke-plimmires-ti-provlepi-to-fek/",
      "archive": "https://web.archive.org/web/20261028073525/https://www.newmoney.gr/roh/palmos-oikonomias/oikonomia/plistiriasmi-pagonoun-gia-12-mines-gia-tous-pligentes-apo-pirkagies-ke-plimmires-ti-provlepi-to-fek/"
    },
    {
      "id": "S12",
      "publisher": "newsit.gr",
      "title": "«Στοπ» σε κατασχέσεις και πλειστηριασμούς για πληγέντες από φωτιές και πλημμύρες σε 4 περιφέρειες",
      "date": "2026-10-27",
      "language": "el",
      "official": false,
      "url": "https://www.newsit.gr/oikonomia/xristika/stop-se-prakseis-anagkastikis-ektelesis-gia-pligentes-apo-foties-kai-plimmyres-se-4-perifereies/4808481/",
      "archive": "https://web.archive.org/web/20261028073501/https://www.newsit.gr/oikonomia/xristika/stop-se-katasxeseis-kai-pleistiriasmous-gia-pligentes-apo-foties-kai-plimmyres-se-4-perifereies/4808481/"
    },
    {
      "id": "S13",
      "publisher": "Υπουργείο Εθνικής Οικονομίας και Οικονομικών (minfin.gov.gr)",
      "title": "Εξάμηνη αναστολή πλειστηριασμών για τους πληγέντες από τις φυσικές καταστροφές στη Θεσσαλία",
      "date": "2023-11-11",
      "language": "el",
      "official": true,
      "url": "https://minfin.gov.gr/examini-anastoli-pleistiriasmon-gia-tous-pligentes-apo-tis-fysikes-katastrofes-sti-thessalia/",
      "archive": "https://web.archive.org/web/20261028073546/https://minfin.gov.gr/examini-anastoli-pleistiriasmon-gia-tous-pligentes-apo-tis-fysikes-katastrofes-sti-thessalia/"
    },
    {
      "id": "S14",
      "publisher": "Taxheaven",
      "title": "135936 ΕΞ 2023 Αναστολή αναγκαστικής εκτέλεσης σε πληγέντες από πυρκαγιές",
      "date": "2023-09-19",
      "language": "el",
      "official": false,
      "url": "https://www.taxheaven.gr/circulars/44821/135936-ex-2023",
      "archive": "https://web.archive.org/web/20261028073546/https://www.taxheaven.gr/circulars/44821/135936-ex-2023"
    },
    {
      "id": "S15",
      "publisher": "Υπουργείο Εθνικής Οικονομίας και Οικονομικών (minfin.gov.gr)",
      "title": "Επεκτείνεται κατά 6 έως 12 μήνες η προστασία από κατασχέσεις και οφειλές των πληγέντων από θεομηνίες",
      "date": "2024-09-12",
      "language": "el",
      "official": true,
      "url": "https://minfin.gov.gr/epekteinetai-kata-6-eos-12-mines-i-prostasia-apo-katascheseis-kai-ofeiles-ton-pligenton-apo-theominies/",
      "archive": "https://web.archive.org/web/20261028073546/https://minfin.gov.gr/epekteinetai-kata-6-eos-12-mines-i-prostasia-apo-katascheseis-kai-ofeiles-ton-pligenton-apo-theominies/"
    }
  ],
  "greekPassages": [
    {
      "id": "core",
      "source": "S1",
      "where": "Sole article, paragraph 1, first sentence",
      "greek": "Αναστέλλεται για χρονικό διάστημα δώδεκα (12) μηνών η διενέργεια κάθε πράξης αναγκαστικής εκτέλεσης επί της κινητής ή ακίνητης περιουσίας τους, εξαιρουμένων των απαιτήσεων για διατροφή, σε φυσικά και νομικά πρόσωπα, καθώς και νομικές οντότητες, που έχουν αποδεδειγμένα πληγεί από τις πυρκαγιές και πλημμύρες του Ιουλίου και Αυγούστου 2026.",
      "translation": "The carrying out of every act of compulsory enforcement against their movable or immovable property, except for maintenance claims, is suspended for a period of twelve (12) months, for natural and legal persons, as well as legal entities, that have demonstrably been hit by the fires and floods of July and August 2026."
    },
    {
      "id": "who",
      "source": "S1",
      "where": "Sole article, paragraph 3",
      "greek": "Δικαιούχοι της αναστολής της παρ. 1 είναι επιχειρήσεις που πιστοποιούνται ως πληγείσες από βεβαίωση της Περιφέρειας και εντάσσονται στο πλαίσιο της κρατικής αρωγής προς πληττόμενες επιχειρήσεις, καθώς και τα φυσικά πρόσωπα, τα οποία πιστοποιείται ότι έχουν υποστεί ζημίες στις κατοικίες τους, στο πλαίσιο της ένταξής τους στο σχήμα παροχής στεγαστικής συνδρομής και αποζημίωσης οικοσκευής.",
      "translation": "The beneficiaries of the suspension in paragraph 1 are businesses certified as affected by a certificate of the Region and included in the framework of state aid to affected businesses, as well as natural persons certified as having suffered damage to their homes, in the context of their inclusion in the scheme providing housing assistance and compensation for household contents."
    }
  ],
  "redlines": [],
  "corrections": [],
  "tags": [
    "auctions",
    "seizures",
    "wildfires",
    "floods",
    "state aid",
    "Euboea",
    "East Attica",
    "Laconia",
    "Ioannina"
  ]
}